PIN Management

PIN Management provides the end-to-end management of financial payment card PINs. It serves as a central point of reference for the distribution and synchronization of PINs between systems and provides controlled access to PIN functions through multiple channels.

Most debit cards and a growing amount of credit cards are using a PIN (personal identification number) to authenticate the cardholder. In order to authenticate
transactions through the wide array of modern banking channels, the PIN needs to be synchronized between many systems and accepted via multiple channels.

Bell ID® PIN Manager

Bell ID® PIN Manager is a secure central server for the end-to-end management of PINs as used for financial EMV payment cards. It serves as a central point of reference for the distribution and synchronization of PINs between systems and provides controlled access to PIN functions through multiple channels.

Bell ID® PIN Manager offers centralized generation, enrolment, change, (un)blocking and verification of the PIN. Furthermore, it enables multi-channel distribution via post, Internet, SMS, ATM, branch, telephone (IVR) and enables banks to implement a more considered and coherent PIN management strategy. This is particularly critical when offline PINs on the chip and online PINs on central systems need to remain synchronized; where multiple applications are loaded onto the chip and where multiple channels can be used to block, unblock or change the PINs.

Bell ID® PIN Manager follows the VISA and MasterCard guidelines for PIN management and can be used with a variety of HSMs from different manufacturers. It is a standalone product, but is pre-integrated with the Bell ID® EMV Token Manager solution. Besides supporting a well-defined set of standard message formats to access web services, Bell ID® PIN Manager has been designed with the idea of the interface flexibility in mind and can be connected to any existing PIN protocol or interface.

Benefits

Cost Reduction

Reduce Fraud

Increase of Security

Easy Integration

Bell ID EMV Token Manager
More information?
Bell ID® EMV Token Manager
Bell ID® EMV Token Manager supports many established banks worldwide to manage multi million tokens on a day-to-day basis.
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