Bell ID® PIN Manager
Bell ID® PIN Manager is a secure central server for the end-to-end management of PINs as used for financial EMV payment cards. It serves as a central point of reference for the distribution and synchronization of PINs between systems and provides controlled access to PIN functions through multiple channels.
Bell ID® PIN Manager offers centralized generation, enrolment, change, (un)blocking and verification of the PIN. Furthermore, it enables multi-channel distribution via post, Internet, SMS, ATM, branch, telephone (IVR) and enables banks to implement a more considered and coherent PIN management strategy. This is particularly critical when offline PINs on the chip and online PINs on central systems need to remain synchronized; where multiple applications are loaded onto the chip and where multiple channels can be used to block, unblock or change the PINs.
Bell ID® PIN Manager follows the VISA and MasterCard guidelines for PIN management and can be used with a variety of HSMs from different manufacturers. It is a standalone product, but is pre-integrated with the Bell ID® EMV Token Manager solution. Besides supporting a well-defined set of standard message formats to access web services, Bell ID® PIN Manager has been designed with the idea of the interface flexibility in mind and can be connected to any existing PIN protocol or interface.