EMV Smart Card & Application Management
Bell ID® EMV Token Manager provides financial institutions complex lifecycle management capabilities for issued smart cards and NFC mobile phones along with multi-applications. Whether you are in the early stages of planning your migration path from magnetic stripe to EMV or your EMV deployment is already firmly established, there are many commercial benefits to be gained by selecting or switching to Bell ID® EMV Token Manager as your complete token management solution.
Positioned at the core of an EMV implementation, Bell ID® EMV Token Manager manages the entire lifecycle of an EMV token, its associated applications and related cryptographic keys. It enables issuers to load and delete applications, change risk parameters and update card/token behaviour - even after tokens have been issued. The platform’s true strength lies within highly complex infrastructures where different, multi-million tokens with different (multi-) applications need to be managed – each with their own lifecycle.
Overview
Bell ID® EMV Token Manager facilitates:
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Data preparation
Receive, store and process file embossing data and EMV security data elements efficiently -
Lifecycle management
Monitor, manage and record every step in the life of your tokens, applications and certificates on each card -
Multi-application management
Manage any number of EMV and non-EMV applications carried on a token -
Key management
Full key and certificate management functionality for all types of EMV tokens and payment applications -
Contact and contactless interface applications
Easily support contactless cards as and when required -
Instant / in-branch issuance
Supporting a wide range of desktop card printers, giving you freedom of choice -
Parameter management (EMV Scripting)
Change card behavior, update card risk management counters and limits while your tokens are in the hands of your customers -
Mass personalization
Achieve economies of scale on the personalization of high volume card portfolios -
Post issuance personalization
Instantly load new revenue-generating applications onto existing tokens -
Mobile provisioning
Supporting the convergence of payment applications with NFC devices
Benefits
Benefits
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Decreased costs
Reduce on card issuance costs, customer branch visits and processing costs through the effective management of offline credit risks -
Easy integration
Integrate with your legacy back-end card and token issuing systems, even if you have only previously issued magnetic stripe cards. -
Remove complexity
All parties and systems in your EMV token deployment are connected and orchestrated, regardless of the number involved -
Hardware and database independence
Cross platform compatibility using Java web application technology, giving you freedom of choice -
Add functionality when needed
Start with relatively easy data preparation and build on complex functionality e.g. support of contactless cards and mobile tokens
