PIN Management
Bell ID® PIN Manager is a secure central server for the end-to-end management of PINs as used for financial EMV payment cards. It serves as a central point of reference for the distribution and synchronization of PINs between systems and provides controlled access to PIN functions through multiple channels.
Most debit cards and a growing amount of credit cards are using a PIN (Personal Identification Number) to authenticate the cardholder. In order to authenticate transactions through the wide array of modern banking channels, the PIN needs to be synchronised between many systems and accepted via multiple channels. With Bell ID® PIN Manager, banks are enabled to consolidate complex PIN management services onto a single platform.
Bell ID® PIN Manager offers centralised generation, enrolment, change, (un)blocking and verification of the PIN. Furthermore, it enables multi-channel distribution via post, Internet, SMS, ATM, branch, telephone (IVR) and enables banks to implement a more considered and coherent PIN management strategy.
Key benefits
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Cost reduction
Centralised PIN management eases synchronization between PINs, saving on development and integration costs. -
Reduce fraud
Offering centralized access control with separated user roles and rights -
Increase of security
The fewer systems that need to know the PIN, the fewer HSMs and security infrastructures are needed -
Easy integration
PIN Manager follows VISA and MasterCard guidelines for PIN management and is compatible with a large variety of HSMs from different manufacturers
