Bell ID has an unrivalled track record in EMV banking, with an impressive selection of international references in the financial sector going back over several years. Bell ID’s ANDiS management solutions provide financial issuers with the opportunity to migrate from a magnetic stripe card scheme to a chip-based solution in several phases, addressing mass issuance, data preparation, cryptographic key management, EMV issuer script delivery, EMV parameter management, branch/instant issuance, static and dynamic multi-application management, post-issuance personalisation and other features. Below is a list of references from or related to this sector. Feel free to click on these to open the relevant project flyer.

Solutions

ANDiS4EMV (EMV migration)

Migration to EMV is a requirement for most financial card issuers, but the business case to justify the implementation of a smart card programme is not always clear. With the primary profit drivers for a credit card issuer being the acquisition and retention of cardholders and an increase in card usage, multi-application cards can play an important part. Creating multiple card programmes that are attractive to specific groups within the cardholder population - and having the ability to add applications after the card has been issued - allows the issuer to provide a 'tailored' card product. This can reduce the likelihood of customer churn, increase card usage and attract new clients.

ANDiS4EMV - an EMV solution with freedom of choice and flexibility, making the difference today and tomorrow!

13 smart options, one ANDiS product!

ANDiS4EMV Branch Issuance 

Bell ID's ANDiS4EMV Branch Issuance solution allows banks and retail stores to execute in-branch issuance and personalisation (local printing) of cards. It provides the bank or retail store with extra services to their customers. Usually, branch personalisation is not a replacement of mass personalisation (centralised personalisation via the DC9000 and DC7000 machines, for example). Rather, it is intended as a means to provide the cardholder with quicker service (waiting for the card or, for example, a one-hour turnaround service) or allows high-priority personalisation.

A variety of different ANDiS components allow issuers to take advantage of both centralised and branch issuance personalisation. By taking advantage of the ANDiS4EMV Branch Issuance solution, an issuer will be able to issue specific card types (such as EMV debit cards or replacement cards) in the branch, while other card types (such as EMV credit cards) will be personalised at a bureau or on the financial institution's in-house mass-personalisation devices (for example, DC9000).

Tangible benefits of ANDiS

• Migration to EMV issuance and risk parameter management, with issuance and management of multi-application cards on a single integrated platform
• The ability tomeet business requirements with a proven industry-leading solution
• Rapid implementation using highly customisable and configurable standard products
• A scalable, open and extendible system - to meet future smart card programme requirements

Scripting with ANDiS4EMV

The ANDiS Script Delivery System is the latest addition to the ANDiS4EMV solution, which addresses a strong market demand for a cost effective and compact solution to comply with banks' most crucial scripting requirements. Scripting enables post-issuance EMV application management, and it critical to the success of offline capable EMV card programs.

For more information on ANDiS SDS Scripting, click here to download the flyer.

References

• Investec (South Africa)
• CUETS (Canada)
• Undisclosed financial card issuer (Kingdom of Saudi Arabia)
• BC Card (South Korea)
• FIBank (Bulgaria)
• Undisclosed financial card issuer (UK)
• Consortium of top banks (India)
• ING Bank (The Netherlands)
• KT Corporation (South Korea)
• Deutscher Sparkassen Verlag (Germany)
• ABN AMRO (The Netherlands)
• Chipper/Chipknip/Interpay (The Netherlands)