EMV Data Preparation
EMV data preparation generates the cryptographic and application data required for personalising the smart card’s chip and is an essential part of issuing EMV cards.
Every EMV application needs to be personalised with your token holder’s details. These details include a name, account number, wide range of risk management parameters, security keys, certificates and signatures. Since smart card requirements are constantly changing, it is important that a smart card issuance solution not only meets today’s needs, but also provides a path to meet any future smart card requirements, such as contactless, mobile, multi-application and in-branch or post-issuance.
Bell ID® EMV DataPrep Plus receives issuance requests from traditional card management systems, stores and processes the received embossing file data and generates the required EMV security data elements. Bell ID® DataPrep Plus interfaces to a host security module (HSM) in order to derive keys and encrypt selected data. The completed set of data can then be passed on to the personalisation bureau.