Banks, governments and enterprises worldwide rely on Bell ID software to safely issue and manage credentials on smartphones, smart cards and connected devices. Our software integrates with any third party technology and simplifies the issuing complexities of payment, identity, loyalty and transit applications.
Whether it’s EMV payments data stored on a chip card, in an NFC-enabled mobile device or in the cloud leveraging HCE, Bell ID has the expertise to manage the lifecycle of any application on any form factor.Read more
In response to the rapid evolution of host card emulation (HCE), we have revised our HCE: NFC’s Missing Link eBook to include an exploration of the tokenization process and an overview of the prevailing deployment models for issuers.
It’s almost that time again – Money20/20 is right around the corner and what a year it has been! Tokenization has been the hot topic in the payments industry and is set to top the bill at the event. We’ll be on the ground discussing the live mobile payments projects that Bell ID has supported this year, together with how we can tailor our solutions to the specific needs of each customer.
Tokenization technology is underpinning the payments revolution. The method of replacing a consumer’s primary account number (PAN) with a surrogate value is being used to secure host card emulation (HCE) payments, secure element-based near field communication (NFC) mobile transactions, such as Apple Pay, and e-commerce payments.
The adoption of EMV® chip technology is growing rapidly around the world. The number of chip cards in circulation increased by 1 billion in 2014 representing growth of 43%; a number that was boosted by UnionPay’s engagement in EMVCo in the same year. With EMV migration in the US in full swing, there is little chance of it staying out of the headlines. But what is EMV chip technology and why is it proving to be such a success?