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Banks, governments and enterprises worldwide rely on Bell ID software to safely issue and manage credentials on smartphones, smart cards and connected devices. Our software integrates with any third party technology and simplifies the issuing complexities of payment, identity, loyalty and transit applications.

Whether it’s EMV payments data stored on a chip card, in an NFC-enabled mobile device or in the cloud leveraging HCE, Bell ID has the expertise to manage the lifecycle of any application on any form factor.

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From the Blog

Tokenization technology is underpinning the payments revolution. The method of replacing a consumer’s primary account number (PAN) with a surrogate value is being used to secure host card emulation (HCE) payments, secure element-based near field communication (NFC) mobile transactions, such as Apple Pay, and e-commerce payments.

What is a Token Vault?

The adoption of EMV® chip technology is growing rapidly around the world. The number of chip cards in circulation increased by 1 billion in 2014 representing growth of 43%; a number that was boosted by UnionPay’s engagement in EMVCo in the same year. With EMV migration in the US in full swing, there is little chance of it staying out of the headlines. But what is EMV chip technology and why is it proving to be such a success?

What is EMV?

Technological developments are often greeted with a mixture of excitement and cynicism. Mobile payments are no different. Amongst all the hype and bluster, however, a fundamental question seems to be largely overlooked – why use mobile payments? Here are just a few reasons to leave your cash and card at home, and pay with your mobile.

Why use Mobile Payments?

As there are many different kinds of cryptography – white box cryptography is just one example in a very broad field – it is first important to understand the basics of cryptography itself.

What is White Box Cryptography?

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